Legal

Terms of Use

Last updated: June 2026.

This is a plain-language set of terms provided as a starting template. It is general information, not legal advice — please have Canadian privacy and commercial counsel review and finalize it before you rely on it.

Acceptance

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site. The site is operated by Cosechia, a division of ClearBenefits.ca Inc. (Calgary, Alberta, Canada).

The site is informational

Content on this site is general business information and is not legal, tax, insurance, or regulatory advice. Any purchase of leads or lead-generation services is governed by a separate written agreement, which prevails over this site in the event of a conflict.

Eligibility & acceptable use

The site is intended for business users. You agree to use it lawfully; not to misuse forms, data, or the site’s systems; not to attempt to gain unauthorized access; and not to use any content to build a competing dataset or service.

Intellectual property

The site, its content, branding, and materials are owned by or licensed to ClearBenefits.ca Inc. and may not be copied, reproduced, or reused without permission, except for ordinary personal or internal business reference.

No guarantees

We describe our standards and processes honestly, but we do not promise specific results, sales, conversion, or revenue. Any performance figures are illustrative. Lead acceptance and replacement are governed by the applicable buyer agreement.

Limitation of liability

To the extent permitted by law, Cosechia and ClearBenefits.ca Inc. are not liable for indirect, incidental, or consequential losses arising from your use of the site. Nothing in these terms limits liability that cannot be limited by law.

Third-party links

The site may link to third-party sites we do not control; we are not responsible for their content or practices.

Privacy

Our handling of personal information is described in our Privacy Policy.

Governing law & changes

These terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable there. We may update these terms from time to time; continued use of the site means you accept the current version.

Contact

Questions about these terms can be sent to hello@cosechia.com.