ClearBenefits.ca Inc. is a Canadian insurance and marketing ecosystem built to run on systems, not heroics — combining group benefits distribution, advisor training, automated lead generation, and senior market insurance under one roof.
The Brands
Every brand in the ecosystem can stand on its own. Together, they reinforce one another — clients, advisors, leads, and training flow between them by design.
Group Benefits for Canadian Businesses
Group benefits quoting and distribution for Canadian businesses. Fast, transparent quotes and a product ladder built for companies from one person to large teams — backed by insurance roots going back to 1988.
Visit ClearBenefits.caAdvisor Training & Channel Development
Training, launch systems, and field execution support for licensed insurance advisors. ClearSales turns distribution knowledge into repeatable advisor operating systems — scripts, CRM workflows, and coaching included.
Visit ClearSales.caAutomated Lead Generation
An AI-native lead generation platform that captures, qualifies, and routes compliant, consented opportunities — feeding licensed advisors across the ecosystem with people to talk to, not just names on a list.
Visit Cosechia.comSenior Market Insurance Vertical
Calm, practical education and coverage pathways for Canadians 50+ and the adult children who help them plan — final expense and seniors life insurance, delivered through licensed advisor partners.
Visit SeniorLifeExperts.caHow It Works
The ecosystem is designed as two self-reinforcing loops. Each turn of a flywheel makes the next turn easier — and Cosechia keeps both spinning.
ClearBenefits.ca + ClearSales.ca
Cosechia + Senior Life Experts
Cosechia is the shared engine. It isn't a standalone bet — it powers demand for both flywheels, so every improvement in lead generation compounds across the entire ecosystem. Automation handles quoting, nurture, routing, and follow-up, so people can focus on advice.
Since 1988
This is a legacy business by design — moving each brand from AI-supported to automated to autonomous, so the ecosystem runs on systems rather than any one person.
Insurance roots established — decades of Canadian distribution experience begin.
ClearGroup launches, bringing transparent group benefits to Canadian businesses.
Four brands operate as one AI-first ecosystem, headquartered in North Vancouver, BC.
A clear ownership transition path keeps the ecosystem serving clients for the long term.