One engine. Two flywheels.
Cosechia is the compliant lead-generation engine inside ClearBenefits.ca Inc. It feeds two different markets — group benefits and the senior market — without treating them as the same funnel.
The same compliant engine, two markets.
Most lead vendors sell into whoever will buy. Cosechia is built to feed a connected operating model — so the pipeline, the advisors who work it, and the products behind it are aligned rather than stitched together from separate vendors.
Cosechia
Compliant B2B and senior-market lead generation — every opportunity carries a documented source, basis, role, timestamp and consent trail.
The business market
The senior market
Why two flywheels, not one funnel. Group benefits is a business-to-business sale under CASL and business-contact rules. The senior market is consumer-facing, with its own DNCL and disclosure obligations. Keeping them separate is what lets Cosechia stay a clean, exclusive B2B lead source — and lets senior-licensed advisors join the senior channel without either market bleeding into the other.
Work the senior market with us — as a partner, not a rival.
Senior Life Experts is a channel you can plug into if you’re licensed for the senior market. You run your own presence on a hosted platform; the compliance and infrastructure sit underneath. It’s built for advisors to participate, not to compete against the leads they buy.
Your book
Your clients and relationships stay yours. The platform provides the rails, not a rival storefront.
The compliant rails
Hosted presence, consent capture and the senior-market disclosures handled underneath you.
Your B2B leads
Different market, different rules. Working the senior channel doesn’t touch the exclusive B2B leads you buy from Cosechia.
One operating model, built to compound.
Compliant pipeline, advisors who can work it, and the products behind it — connected on purpose.